• Link to X
  • Link to Facebook
  • Link to Instagram
  • Link to LinkedIn
  • Link to Youtube
  • News & Events
  • DONATE TO MHP
  • Support
  • Contact
Montgomery Housing Partnership
  • About
    • Mission & Values
    • Financial Documents
    • See Our Work in Action
    • Meet the Team
    • Employment
    • Spirit of MHP Winners
    • Board
    • Awards
    • Video Gallery
    • History
    • Privacy Policy
    • Thank You
  • Housing People
    • Property List
    • About MHP Properties
    • Projects in Development
    • Affordable housing FAQs
    • Our Impact
  • Empowering Families
    • Community Life Programs
      • Play and Learn Preschool Program
      • Elementary School Programs
        • Homework Club
        • GATOR
      • FLOW Teen Program
    • Resident Stories
    • Our Impact
  • Strengthening Neighborhoods
    • Advocacy
    • Outreach Services
      • Scholarships
    • Community Development
      • Green Programs
      • Building Strong Neighborhoods
        • North Wheaton
        • Long Branch
        • Bonifant Street
        • Glenville Road
    • Apartment Assistance Program
    • Our Impact
  • Publications
    • Media Kit
    • Crowd Release – Notice of Filming and Photography
  • Languages
    • English
    • Amharic
    • Arabic
    • Chinese
    • Dutch
    • French
    • German
    • Italian
    • Portuguese
    • Russian
    • Spanish
  • Click to open the search input field Click to open the search input field Search
  • Menu Menu

Affordable Housing FAQs

There is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of the area median income (AMI). Many of these households are severely cost burdened meaning they are spending more than half of their income on housing. Severely cost burdened households are more likely than other renters to cut back on necessities like healthy food and healthcare to pay the rent and thus experience unstable housing situations, including evictions.

What economic challenges do families in the area face?

Many families in Montgomery County and surrounding communities are challenged by poverty and other barriers:

  • 6.9% of the population (72,305 people) live on incomes that are below the Federal Poverty Line
  • 21.8% of families are below 300% of the Federal Poverty Line
  • 14.9% of female-headed households with children under 18 are living in poverty
  • 53.2% of residents living in poverty (age 5 or older) speak a language other than English at home

Liquid Asset Poverty: 24.5% of households are without sufficient liquid assets to subsist at the poverty level for three months in the absence of income

  • Zero Net Worth: 13.2% of households have zero or negative net worth
  • Unbanked: 1.8% of County households do not have a checking or savings account – 13% of these households are white, 19.6% are Asian, 41.8% are Black, and 52.1% are Latino

What housing challenges confront our neighbors?

Living in the high-cost DC metropolitan area, many are considered “housing burdened,” meaning they spend more than 30% of income on housing:

  • 46.8% of all renters are housing burdened
  • 40% of white (non-Hispanic or Latino) renters, 37.8% of Asian renters, 63% of Hispanic or Latino renters, and 53.2% of Black or African American renters are housing burdened
  • 85% of households with annual incomes of less than $50,000 are housing burdened

Resources:

  • Joint Center for Housing Studies, Harvard University
  • Montgomery County Community Action Board
  • MHP Properties
  • Projects in Development
  • Affordable housing FAQs
  • Our Impact

Housing People

MHP preserves and expands affordable housing in Montgomery County and the surrounding region. MHP has developed and owns more than 2,800 apartments, condos, and town homes.

Learn More

Empowering Families

MHP offers educational programs for residents to develop skills, expand their opportunities, and balance their lives. This includes preschool, afterschool and summer enrichment programs serving more than 400 children.

Learn More

Strengthening Neighborhoods

MHP is working with residents to implement neighborhood revitalization programs in communities affected by foreclosures, economic challenges, and mass transit construction.

Learn More

About

  • Mission & Values
  • Financial Documents
  • History
  • Staff
  • Employment
  • Board
  • Privacy Policy
  • Video Gallery
  • Awards

Housing People

  • MHP Properties
  • Projects in Development
  • Affordable housing FAQs
  • Our Impact

Empowering Families

  • Community Life Programs
  • Resident Stories
  • Our Impact

Strengthening Neighborhoods

  • Advocacy
  • Community Development
  • Our Impact
Scroll to top Scroll to top Scroll to top